Privacy Policy

Privacy Policy
Effective Date: May 02, 2025

1. Introduction
This Privacy Policy explains how Moneyistry (“we,” “us,” or “our”) collects, uses, discloses, and protects your personal information when you visit our website, https://www.moneyistry.com (the “Site”). This Policy applies solely to information collected through the Site and complies with the California Consumer Privacy Act (CCPA), California Privacy Rights Act (CPRA), the General Data Protection Regulation (GDPR), and other relevant data protection laws.

By using our Site, you agree to the practices outlined in this Privacy Policy. If you do not agree, please refrain from using the Site.

2. Information We Collect
We collect the following types of information:

  • Personal Information: Name, email address, and any other contact information you submit through forms, comments, or subscriptions.
  • Usage Data: IP address, browser type, device information, referring pages, time spent on pages, and general usage statistics.
  • Cookies and Tracking Data: We use cookies and tracking technologies to enhance your browsing experience, understand behavior, and analyze traffic.

3. Legal Basis for Processing (EU Residents)
If you are located in the EU or UK, we process your personal data only under lawful bases:

  • Consent
  • Contractual necessity
  • Legal obligation
  • Legitimate interest (e.g., improving services, securing the website)

4. How We Use Your Data
We use your information to:

  • Operate and maintain the Site
  • Respond to inquiries and provide customer support
  • Send optional promotional content (if consented)
  • Monitor analytics, usage trends, and site performance
  • Comply with legal requirements

5. Your Rights (GDPR, CCPA, CPRA)
Depending on your location, you may have the right to:

  • Access your personal data
  • Request corrections or deletion
  • Object to or restrict processing
  • Withdraw consent at any time
  • Opt-out of the sale or sharing of your data (California)
  • Request data portability

To exercise your rights, contact support(@)moneyistry.com.

6. Data Retention
We retain personal data only as long as necessary to fulfill the purposes outlined in this Policy or to comply with legal requirements. Once data is no longer needed, it is securely deleted or anonymized.

7. Cookies & Tracking Technologies
Cookies help us improve your experience and analyze web traffic. You can choose to accept or decline cookies through your browser settings or via our cookie consent banner.

We may use:

  • Google Analytics
  • Email marketing pixels
  • Affiliate tracking cookies
  • Embedded third-party scripts

EU/UK visitors will be shown a cookie opt-in prompt to comply with ePrivacy and GDPR.

8. Sharing & Disclosure of Information
We do not sell your personal data. However, we may share information under the following conditions:

  • Service Providers & Third-Party Tools:
    We use trusted partners to help operate our site and services, such as:
    • Google Analytics (web analytics)
    • Email marketing providers (e.g., Mailchimp)
    • Affiliate tracking systems (e.g., Amazon, ShareASale)
    • Embedded media providers (e.g., YouTube, X/Twitter)

These providers may process limited data to perform tasks on our behalf and are obligated to protect your information under data processing agreements.

  • Legal Compliance:
    We may disclose data to comply with legal obligations, respond to lawful requests, or prevent fraud, abuse, or other harmful activities.
  • Business Transfers:
    In case of a merger, acquisition, or sale of assets, your personal data may be transferred to the new owner. You will be notified prior to any changes in ownership affecting your data.
  • Advertising Partners (if applicable):
    If ads or sponsored content are displayed, third-party advertisers may use cookies or tracking tools to deliver relevant ads based on your browsing activity. You can opt out at: https://optout.aboutads.info

9. Children’s Privacy
Our Site is not intended for anyone under 18 years old. We do not knowingly collect personal data from children. If you believe we have collected data from a minor, please contact us immediately, and we will take steps to delete it.

10. Do Not Track (DNT)
Some browsers offer a “Do Not Track” setting. As there is no universal standard, our Site does not currently respond to DNT signals.

11. External Links
We may link to third-party websites. Once you leave our Site, we are not responsible for the content, security, or privacy practices of those sites. Please review their privacy policies separately.

12. Disclaimer
All content on Moneyistry is intended for informational purposes only and should not be construed as financial, legal, or professional advice. We make no guarantees about the accuracy or reliability of any content. You use the Site and its information at your own risk and should consult professionals before making financial decisions.

13. No Warranty
The Site is provided “as is” and “as available” without warranties of any kind, express or implied. We disclaim all warranties including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

14. Indemnification
By using our Site, you agree to indemnify and hold harmless Moneyistry and its affiliates from any claims, damages, losses, or legal fees arising from:

  • Your misuse of the Site
  • Your breach of this Privacy Policy or applicable laws
  • Any content you submit or actions you take based on the Site

15. Limitation of Liability
To the fullest extent permitted by law, Moneyistry shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the Site, even if we have been advised of the possibility of such damages.

16. Governing Law
This Privacy Policy shall be governed by and interpreted in accordance with the laws of the State of California, United States. All disputes will be subject to the exclusive jurisdiction of the courts in that location.

17. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of changes by updating the “Effective Date” at the top. Your continued use of the Site after updates indicates your acceptance of the revised policy.

18. Contact Information
For questions or concerns about this Privacy Policy or your personal data, please contact us: 📧 Email: support(@)moneyistry.com

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